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A&J Business Finance Ltd - the guiding light to your businesses financial needs - Tel: 0845 130 2517 - Fax: 0845 130 2527
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Independent Business Finance, UK based

A & J Business Finance Ltd is a privately owned and independent asset finance UK company with established links to many of the UK's leading finance houses. Formed in 2003 by Managing Director, Joe Jawanda, A & J Business Finance Ltd, in London, provides a viable alternative to high street banks that lack the flexibility and imagination to provide a solution to most business users requirements.

A full range of facilities

Finance Companies have different qualities and are each seeking different types of business, which can vary in the amount financed, margin, quality of the covenant, type of asset funded and whether re-finance can be considered

A & J Business Finance Ltd can provide a full range of business finance solutions and we ensure a high level of customer service and pride ourselves on quick decisions. Our independent status will ensure any offer of funding is best suited to our customer’s needs.

The key people behind the business have 15 years in the asset finance & commercial finance UK industry and via word of mouth and a high level of customer and introducer retention, A & J Business Finance Ltd is becoming one of the well known premier independent finance companies in the South of England.

Virtually anyone!

A & J Business Finance Ltd has access to many of the UK’s leading finance companies together with a large number of privately owned specialist lenders.

Finance can be obtained for just about any circumstance. Whether it is a large blue chip and profitable business not wishing to have all their finance with the bank or loss making and insolvent businesses wishing to invest in that profit making piece of equipment, A & J Business Finance Ltd will find the solution.

Interest rates will vary depending on the circumstances of his or her business and the type of deal. Interest rates can be as low as any high street finance company for the right customer.

A & J Business Finance Ltd has experience and is capable of arranging finance for any combination of the following...

  • Sole Traders - Partnerships - Limited Companies - PLC’s
  • Blue Chip Companies
  • Profitable - Non Profitable
  • Solvent - Insolvent
  • New starts - Long established
  • Phoenix Businesses - Businesses in a CVA

See what kind of business finance services we offer »

Our approach to the market

There is no need spend days, perhaps weeks researching the vast array of finance options, agonising over which represents the best, most cost effective solution for your needs.

Talk to A & J Business Finance Limited – and instantly benefit from our knowledge and expertise and the market-leading focus of a truly independent business finance specialist.

How we can help your company:

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We offer a free consultation with our clients to discuss their next 12 month investment plans

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We establish credit facilities which revolve - usually for 12 months - enabling clients to move quickly when needed

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Most credit acceptances (with appropriate financial information held) within 48 hrs - however same day acceptances are common. This would also depend on the complexity of the proposition

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Our relationship is more of a partnership - looking at both the front and back end of financial agreements arranged





Our service is free so you have nothing to lose. Tell us of your requirement and we will get back to you quicker than you might think! Call us, fax us, email us or fill in our online enquiry form.